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With the rise of rideshare services like Uber and Lyft in Chicago, more people are relying on these platforms to get around. But what happens if you’re involved in an accident while riding as a passenger—or even as a pedestrian hit by a rideshare driver? This blog outlines your legal rights and what to do if you’re injured in a rideshare-related crash.
Understanding Rideshare Accidents
Rideshare drivers are considered independent contractors, not employees. This complicates liability in personal injury claims. Luckily, Illinois law and rideshare company policies provide multiple levels of coverage, depending on when and how the accident occurred.
Common Causes of Rideshare Accidents
- Distracted driving
- Speeding or reckless driving
- Driver fatigue
- Poor weather conditions
- Negligent third-party drivers
What to Do Immediately After a Rideshare Accident
- Seek medical attention, even if injuries seem minor
- Call 911 and file a police report
- Document everything – take photos, record driver and vehicle info, and get witness contacts
- Report the incident via the Uber or Lyft app
- Contact a personal injury lawyer as soon as possible
Who is Liable in a Rideshare Accident?
Liability depends on the driver’s status at the time of the accident:
1. Driver Not Logged into App:
Only the driver’s personal auto insurance applies
2. Driver Logged in But No Ride Accepted:
Uber/Lyft may provide contingent liability coverage:
- Up to $50,000 per person
- Up to $100,000 per accident
- $25,000 for property damage
3. Driver En Route or With Passenger:
Uber/Lyft provides up to $1 million in third-party liability coverage.
Can Passengers Sue Uber or Lyft?
While Uber and Lyft try to avoid direct liability, passengers may still file claims against their insurance policies. An experienced attorney can help determine if additional third parties are responsible (e.g., another driver, the city for poor road conditions).
Injured as a Pedestrian or Cyclist?
You may still be entitled to compensation through the rideshare company’s insurance if the driver was on the clock.
Types of Compensation You May Recover
- Medical expenses (past and future)
- Lost wages and reduced earning capacity
- Pain and suffering
- Emotional distress
- Permanent disability or disfigurement
How Long Do You Have to File a Claim?
In Illinois, the statute of limitations for personal injury claims is two years from the date of the accident. Waiting too long could bar you from recovering any damages.
Why You Need a Personal Injury Lawyer After a Rideshare Crash
Insurance companies often try to settle quickly for low amounts. Mark Battaglia will:
- Investigate the crash
- Deal with insurance companies on your behalf
- Ensure you receive full and fair compensation
- Take your case to court if needed
Why Choose Mark Battaglia in Chicago?
With deep knowledge of Illinois personal injury law and experience handling rideshare-related claims, Mark Battaglia is the advocate you want in your corner.
- Free initial consultation
- No fees unless we win your case
- Compassionate and aggressive legal representation
Injured in a Rideshare Accident? Don’t Wait.
Contact a personal injury lawyer in Chicago who will fight for your rights.
📞 (312) 379-9280
